Exam Details

What is LIC ADO?

Life Insurance Corporation of India conduct the LIC ADO Examination for recruiting candidates for the position of Apprentice Development Officer (ADO). This is a golden opportunity for those candidates who prefer joining the public sector.

Note: The WBPSC Clerkship Recruitment Examination 2024 notification is yet to be issued. Keep an eye on the official website for updates and announcement.


LIC ADO Examination 2023: Notification

The Life Insurance Corporation of India released the official notification for LIC ADO examination listing 9394 openings for all 8 zones. With the release of the notification they are inviting applications of eligible candidates for selection as Apprentice Development Officers (ADO).


Zones LIC ADO Notification PDF
LIC ADO Notification 2023 for East Zone Click to Download PDF
LIC ADO Notification 2023 for North Zone Click to Download PDF
LIC ADO Notification 2023 for West Zone Click to Download PDF
LIC ADO Notification 2023 for Central Zone Click to Download PDF
LIC ADO Notification 2023 for North Central Zone Click to Download PDF
LIC ADO Notification 2023 for South Central Zone Click to Download PDF
LIC ADO Notification 2023 for South Zone Click to Download PDF
LIC ADO Notification 2023 for East Central Zone Click to Download PDF

LIC ADO Examination 2023: Notification Overview

The Life Insurance Corporation (LIC) has officially started the recruiting process for the positions of Apprentice Development Officer with the publication of the LIC ADO Notification 2023 on January 21, 2023. The table below contains all the updated details.

Organization Life Insurance Corporation (LIC)
Posts Apprentice Development Officer
Vacancies 9294
Category Govt Jobs
Application Mode Online
Educational Qualification Graduation
Age Limit 21 to 30 years
Selection Process Prelims, Mains, and Interview
Salary Rs. 51500/-
Official Website www.licindia.in

LIC ADO Examination 2023: Exam Dates

The Life Insurance Corporation (LIC) has released both the LIC ADO Notification 2023 and exam dates.

Events Dates
LIC ADO Notification 2023 20th January 2023
LIC ADO Apply Online 2023 21st January 2023
Last date of registration 10th February 2023
LIC ADO Admit Card 2023 4th March 2023
LIC ADO Preliminary 12th March 2023
LIC ADO Prelims Result 2023 10th April 2023
LIC ADO Mains Admit Card 2023 16th April 2023
LIC ADO Exam Date – Mains 23rd April 2023
LIC ADO Mains Result 2023 29th May 2023
LIC ADO Interview Call Letter 2023 02nd June 2023
LIC ADO Final Result 2023 27th June 2023

LIC ADO Examination 2023: Online Application

The online application for LIC ADO 2023 had started on January 21, 2023, as stated in the LIC ADO official Notification 2023. The deadline for submitting the form was February 10th, 2023.


Follow these steps to fill the online application form of LIC ADO Examination 2023:


  • Step 1: Visit the LIC’s official website at www.licindia.in.
  • Step 2: Scroll down the homepage and select “Careers,” which will take you to a new page.
  • Step 3: Search for LIC Apprentice Development Officer Notification and click the Apply Online button.
  • Step 4: Fill the registration form with all the required details.
  • Step 5: A provisional registration number and password will be emailed to the provided email address and mobile phone number.
  • Step 6: Use the login credentials generated after registration to complete the application procedure.
  • Step 7: Fill in properly the personal, academic, communication and other personal information correctly.
  • Step 8: Upload your photo, signature and Left Hand Thumb Impression
  • Step 9: Pay the required application fee through online mode only
  • Step 10: Download the application form for future reference

LIC ADO Examination 2023: Application Fee

UR/OBC category applicants are required to pay an application fee of Rs. 600/-. Those in the SC/ST/PWD categories must pay an application fee of Rs. 50/-.

Category Application Fee
UR/OBC Rs. 600/-
SC/ST/EWS Rs. 50/-

LIC ADO Examination 2023: Eligibility Criteria


a) Nationality

A candidate must be an Indian citizen.


b) Education Qualification for LIC ADO (as of 01/01/2023)

Candidates must be a graduate from a recognized university in India established under a statute/approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.


c) Age Limit for LIC ADO (as of 01/01/2023)

The candidate’s age must be less than 21 years and not more than 30 years. As of 01.01.2023, the candidates must have been born between 02.01.1993 and 01.01.2002 (both days inclusive).


d) Age Relaxation

Category Upper Age Limit
SC/ST 35 years
OBC 33 years
Employee of LIC who is not a member of a SC/ST/OBCS 42 years
Employee of LIC who is a member of OBCs 45 years
Employee of LIC who is a member of a SC or ST 47 years
LIC Agent and also Agent (such as DSE/FSE) who is not a member of SC/ST and OBC 40 years
LIC Agent and also Agent (such as DSE/FSE) who is a member of OBC’s 43 years
LIC Agent and also Agent (such as DSE/FSE) who is a member of ST/SC. 45 years
Ex-serviceman 30, increased by the number of years of service in the armed forces subject to maximum age of 45 years where he is a member of OBCs and, 47 years where he is a member of SC or ST and, Maximum of 42 years in other than SC, ST, OBC cases
All Others 30 Years

Let’s look at the precise experience requirements for the various positions recruited through the LIC ADO Exam.

Category of Applicant For Recruitment in Urban Area For Recruitment in Rural Area
Employee Category Not less than 3 years of service after confirmation in Class III post Not less than 3 years of service after confirmation in Class III post
Agents Category Not less than 5 years as an agent or other than agent (such as DSE/FSE) and has brought a net First Year Premium Income of not less than 5,00,000/- during the ₹ immediately preceding 5 financial years and a net First Year Premium Income of not less than ₹ 1,00,000/- on 50 lives in each of any 3 of these financial years Not less than 4 years as an agent or other than agent(such as DSE/FSE) and has brought a net First Year Premium Income of not less than 1,00,000/- on 50 lives ₹ per year in any 3 of the immediately preceding 4 financial years
Other Preference would be given to candidates who have at least 2 years experience in life insurance industry. Preference would be given to candidates who have at least 2 years experience in life insurance industry.

LIC ADO Examination 2023: Exam Pattern


LIC ADO 2023 will be conducted in three phases:


  • 1. Prelims Exam
  • 2. Mains Exam
  • 3. Interview Process

a) LIC ADO 2023: Prelims Exam Pattern

  • 1. In the preliminary examination, an objective test will be given.
  • 2. There will be three portions in the LIC ADO Prelims test, and each section will have its own timing.
  • 3. The English Language test will be of a qualifying character, and the results won’t be used to determine ranking.
SNo. Sections Number of Questions Total Marks Duration
1. Reasoning 35 35 20 minutes
2. Numerical Ability 35 35 20 minutes
3. English Language 30 30** 20 minutes
Total 100 70 60 minutes

LIC ADO syllabus 2023 for all sections is provided below:


LIC ADO Syllabus 2023: Reasoning

  • Syllogism
  • Inequality
  • Coding Decoding
  • Blood Relation
  • Direction & Distance
  • Order & Ranking
  • Input-Output
  • Alphanumeric Series
  • Puzzles
  • Seating Arrangement

LIC ADO Syllabus 2023: English


  • Close Test
  • Antonym/Synonym
  • Sentence Rearrangement
  • Phrase Replacement
  • Idioms & Phrases
  • Fillers
  • Error Detection

LIC ADO Syllabus 2023: Numerical Ability

  • Average
  • Age
  • Ratio & Proportion
  • Percentage
  • Profit & Loss
  • Speed, Time & Distance
  • Time & Work
  • Boat & Stream
  • SI-CI
  • Probability
  • Permutation & Combination
  • Partnership
  • Mixture & Allegation
  • Mensuration

LIC ADO Syllabus 2023: General Knowledge

  • National Current Affairs
  • Awards & Honours
  • Index & Reports
  • Capital & Currency
  • Obituaries
  • International Current Affairs
  • Budget
  • Monetary policy

Insurance marketing is one of the key elements in the LIC ADO main test. Insurance marketing is divided into two major categories: Insurance Market Awareness and Financial Awareness.


Insurance Market Awareness


  • Introduction and Life Insurance History, General Insurance History, Types of Insurance, Indian Insurance Market, Insurance Current Affairs, Insurance Ombudsman, Bancassurance, and Current insurance schemes
  • Sector Insurance Companies, ULIP (Unit Linked Insurance Plan Public), Glossary of Insurance Terms, Private Sector Insurance Companies.
  • Abbreviations related to Insurance Industry, Employment State Insurance Scheme (ESIS). Other important topics such as Insurance Awareness, Schemes of Insurance such as PMFBY, PMJJBY, PMSBY etc.

LIC ADO 2023: Mains Exam Pattern

  • 1. The main examination, which will comprise of objective test, will be held online.
  • 2. The main examination will consist of objective examination of 160 marks with a total duration of 120 minutes.
Sections Number of Questions Total Marks Duration
Reasoning Ability & Numerical Ability 50 50 120 minutes
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 50 50
Insurance and Financial Marketing Awareness with special emphasis on knowledge of Life Insurance and Financial Sector 60 60
Total 160 160
Sections Number of Questions Total Marks Duration
Reasoning Ability & Numerical Ability 20 20 120 minutes
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 20 20
Elements of Insurance and Marketing of Insurance. 60 120
Total 100 160
Sections Number of Questions Total Marks Duration
Reasoning Ability & Numerical Ability 20 20 120 minutes
General Knowledge, Current Affairs and English Language with Special Emphasis on Grammar and vocabulary 20 20
Practice and Principle of Insurance Marketing 60 120
Total 100 160

LIC ADO Examination 2023: Interview Process

Marks from the main examination will be considered for selecting candidates for the interview round and marks of both the Main Examination and the Interview will be considered for the final merit list. Interview marks are 40


LIC ADO Examination 2023: Selection Process

Selection will be made based on the results of the Prelims and Mains Examination followed by interview and a pre-recruitment medical assessment. Candidates who will be selected as an Apprentice Development Officer must complete Theoretical & Field Sales Training for the duration as determined by LIC of India. An Apprentice Development Officer who successfully completes the apprenticeship and is considered suitable for appointment to the Corporation’s service is appointed as a Probationary Development Officer.


LIC ADO Examination 2023: Admit Card

A Call Letter for the LIC ADO 2023 exam will be issued around 10 days before the exam date. Candidates can obtain the Call Letter for the LIC ADO 2023 Exam from the official website of the corporation.


LIC ADO Examination 2023: Result

All LIC ADO 2023 exam results will be accessible on the official website of the Life Insurance Corporation of India. Candidates’ eligibility for the LIC ADO Mains exam is determined by their performance in the Prelims exam. The final merit list of selected students is prepared using the cumulative score of the main exam and the interview round.

The Life Insurance Corporation of India (LIC) released the LIC ADO 2023 final Result on June 27, 2023 at www.licindia.in for candidates who appeared for the LIC ADO Examination 2023.


LIC ADO Examination 2023: Cut Off

LIC ADO Cut off Marks 2023 will be published along with the LIC ADO Result 2023. The LIC ADO cut off marks are published as per category. Let’s have a look at the cut off marks of the previous examination to get an idea.

Category Cut Off
UR 60
OBC 52
SC 57
ST 40

LIC ADO Examination 2023: Vacancy

The Life Insurance Corporation of India has announced a total of 9294 openings for the LIC ADO recruitment Examination 2023. The openings vary for different region as the recruitment Notification was issued for multiple regions. The following zones have LIC ADO vacancies in 2023:

LIC ADO Vacancy 2023 Vacancies
Eastern Zonal Office (Kolkata) 1049
Western Zonal Office (Mumbai) 1942
Northern Zonal Office (New Delhi) 1216
East Central Zonal Office (Patna) 669
North Central Zonal Office (Kanpur) 1033
Southern Zonal Office (Chennai) 1516
South Central Zonal Office (Hyderabad) 1408
Central Zonal Office (Bhopal) 561
Total 9394

LIC ADO Examination 2023: Salary

On employment as a Probationary Development Officer, a monthly basic pay of Rs. 35650/- (except for Employee Category candidates) on a scale of Rs. 35,650-2200(2)-40,050-2595(2)-45,240-2645(17)-90,205, including other applicable allowances as per rules, would be payable. Total emoluments at the minimum of the scale, including House Rent Allowance and City Compensatory Allowance where applicable depending on the city’s classification, will be around Rs. 56000/- in a ‘A’ Class City. Gratuity, Defined Contributory Pension Scheme, LTC, Medical Benefit, Group Insurance, Group Personal Accident Insurance, vehicle advance (2-wheeler/4-wheeler), reimbursement towards the cost of Brief Case/leather bag, mobile handset, supply of dailies as per rules and on confirmation in service, attractive performance linked incentives are among the other benefits.

FAQs

Life Insurance Corporation of India conduct the LIC ADO Examination for recruiting candidates for the position of Apprentice Development Officer (ADO). This is a golden opportunity for those candidates who prefer joining the public sector.

Let’s check out the details about the exam updates, cut off and merit list:


Exam Updates

The Life Insurance Corporation of India released the official notification for LIC ADO examination listing 9394 openings for all 8 zones. With the release of the notification they are inviting applications of eligible candidates for selection as Apprentice Development Officers (ADO) in the various Divisional Offices under LIC.


Cut Off

LIC ADO Cut off Marks 2023 will be published along with the LIC ADO Result 2023. The LIC ADO cut off marks are published as per category.


Merit List

Candidates' eligibility for the LIC ADO Mains exam is determined by their performance in the Prelims exam. The final merit list of selected students is prepared using the cumulative score of the main exam and the interview round.

The Eligibility Criteria for LIC ADO Examination are as follows:


a) Education Qualification for LIC ADO (as of 01/01/2023)

Candidates must have a bachelor's degree in any discipline from a recognized university in India established under a statute/approved for the purpose or the Fellowship of Insurance Institute of India, Mumbai.


b) Age Limit for LIC ADO (as of 01/01/2023)

The candidate's age must be less than 21 years and not more than 30 years. As of 01.01.2023, the candidates must have been born between 02.01.1993 and 01.01.2002 (both days inclusive).

Previous Year Papers for LIC ADO are essential for preparation. Candidates can access the LIC ADO Previous Year Question Paper PDF by visiting LIC Official Website.